GS-I continued from the uploaded story. The setup, characters, and fin…

“Election of Form of Benefit Payment, dated March 12th, 2007. Joint and 100% survivor annuity. Survivor annuitant: Hilda M. Frasier, spouse.”

Then the plan’s own language.

“The survivor annuitant designated at the annuity starting date is fixed as of that date and may not be changed thereafter by subsequent marriage, divorce, beneficiary designation,continue reading …