GS-I continued from the uploaded story. The setup, characters, and fin…

including the summary plan description and any election of form of payment on file.

That is the whole trick, if you want it.

A participant or a beneficiary can ask for those documents in writing, and the plan has 30 days to produce them. I did not have to prove anything to get them.

I only had to ask correctly.

Then I went back to the rolltop desk because continue reading …