HE WALKED STRANGERS THROUGH MY LAKE HOUSE LIKE HE OWNED IT

nothing about it.

The thing I had not told Diane yet

Here is the part I had not yet told my daughter.

The credit union had called me three weeks after I found the folder. A polite young woman named Ms. Ostrowski, who said she was doing a verification call for a loan in underwriting and could she confirm a few details with Mr. Kerrick.

I had said yes. I continue reading …