“Here’s $100—Can you be my mom today?” a billionaire boss’s son asked—until a shy woman replied, “Keep it. Billionaires pay in secrets.”

For several minutes, no one spoke.

Then Julian said, “Naomi Carter. Twenty-seven. Two jobs. Dorchester address. Mother in oncology care at Mass General. Outstanding medical debt: ninety-three thousand, four hundred and twelve dollars.”

My blood turned cold. “How do you know that?”

He did not apologize. “I make it my business to know who touches continue reading …