I called Mom while I was shopping and asked, “Should I bring chocolate cake or apple pie for Christmas?” – Welcome

fifteenth.”

Derek leaned forward.

“We can’t possibly fix everything in one month.”

“You don’t have to fix everything. You have to start.”

Richard nodded.

“I’ll pay for one appointment with a financial counselor. Nothing else.”

Caroline stared at him as if he had betrayed her.

“You’re choosing her over me.”

Richard shook his head.

“I’m choosing adulthood over continue reading …