When my shaking ten-year-old begged me to hurry home, I had no idea a nightmare was waiting. I raced inside to find my husband and child cold and motionless on the living room rug. Paramedics rushed in, but the lead officer grabbed my arm, shaking his head. “Ma’am, this wasn’t an accident…”

murder-suicide pact. If I walk through that door and discover them… maybe he prayed the residual gas in the ambient air would incapacitate me. Or, far more likely, he designed the scene so I would survive, take the fall, and rot in a maximum-security penitentiary for slaughtering my own family.”

Miller stopped writing. “Life insurance policies,” he continue reading …